How to Read an Experian Credit Report

Friday, February 5th, 2010

Image : http://www.flickr.com The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit report every 12 months per your request. This means that you are entitled to three free credit reports per year, if you deem ...

Credit Score vs Credit Report

Sunday, November 22nd, 2009

Image : http://www.flickr.com Free Credit Reports are Your Right! You've seen the ads: Get your free credit report here! The hard sell seems excessive since the report is free, right? Read the fine print. The Free Credit Report companies require a credit card that will not be made until ...